Are you new to Medicare, if yes, you may have lots of questions even regarding signing up for Medicare. Generally, people qualify for Medicare when they are 65 years or older. However, the sign up varies based on the situation and how one qualifies for Medicare. Some beneficiaries are enrolled automatically in Medicare Advantage Plans, though some have to sign up manually.
When to sign up
Generally, there is enrolment automatically in Part A and B Original Medicare, in case you are receiving retirement benefits from the Railroad Retirement Board or the Social Security Administration before turning 65. The Medicare coverage, in this situation automatically starts on the month first day you turn 65. In case your birthday is on the months first day, the enrolment in Medicare is automatic on the day you turn 65.
The fact is you get enrolled automatically in Part A and Part B Medicare, if you are already enjoying from Railroad Retirement Board or the Social Security the disability benefits for a period of two years at least. If you are eligible for Medicare Advantage plans owing to disability, you get enrolled automatically in the 25th month in Medicare for disability benefits. People can avail Medicare if one is suffering from amyotrophic lateral sclerosis, so that on getting enrolled automatically in the foremost month in Medicare the disability benefits starts and there is no need to wait for a period of two years.
You will receive in the mail your Medicare card nearly three months prior to your 65th birthday or in the 25th month of disability benefits in case you get enrolled automatically.
If these situations apply to you, you may manually sign up for Medicare advantage plans that include:
- If you are Medicare eligible as you have end-stage renal disease.
- If you do not receive retirement benefits.
- If you reside in Puerto Rico and wish to sign up for Part B Medicare, you can get enrolled automatically first in Part A Medicare.
People qualifying by age can sign up during their Initial Enrollment Period for Medicare Advantage plans that is a seven-month period initiating three months before turning 65 and includes the 65th birthday month as well, ending three months later.
In case, you missed the IEP, you may signup and enroll in the General Enrollment period that is from Jan1 to March 31 every year. Remember, there will be a late enrolment penalty for Part A and Part B Medicare, if you fail to sign up when eligible first.